Delta Dental Dentist – Frederick, MD
Make Your Oral Healthcare Effective and Affordable
Dental insurance can be an excellent way to make oral health services more affordable for you and your family, and choosing a dentist who is in network with your policy can help you maximize your benefits by reducing your out-of-pocket costs. The team at My Frederick Dentist is proud to be in network with Delta Dental, one of most popular insurance providers. Here’s a quick look at how Delta Dental insurance plans work and how the team at our Frederick office will help you get the most out of your benefits, but please contact us online if you’d like to know more.
Learn More About the Benefits of Delta Dental
Delta Dental offers three types of benefits packages, those being:
- Delta Dental PPOSM
- Delta Dental Premier®
- DeltaCare® USA (a DHMO-type closed network plan)
Delta Dental PPO and Delta Dental Premier allow patients to see any licensed dentist they like, but you can save more money if you choose a provider who is in network. Patients with DeltaCare USA, however, must choose primary care dentists who are in network.
Delta Dental Coverage Availability & Fees
Dental insurance plans are usually designed to encourage patients to seek preventive care that can make expensive restorative and emergency treatments unnecessary, and this helps keep patients healthy and rates competitive for policyholders. Usually, benefits are structured something like this:
- Preventive care is covered up to 100%
- Minor restorative work like fillings is covered up to 80%
- Major restorative treatments like crowns and dentures are covered by about 50%
- Elective procedures like cosmetic dentistry and Invisalign for adults are not typically covered
Your policy may also be affected by limitations such as a deductible that must be met before the benefits take effect, a waiting period that must be completed before coverage kicks in, and an annual maximum that specifies the most money your policy will pay each year. We’ll be happy to help you understand your insurance policy and how you can get the most out of your coverage when we see you at our office for your consultation.
Meet the Team
Sally, our dental hygienist, and the rest of the team at My Frederick Dentist will be pleased to help you navigate your insurance policy and determine the best way to maximize your coverage. We’ll verify what your plan will pay for before your treatment begins so you can know how much you’ll have to pay out of pocket, and we’ll also be happy to file your claim paperwork after your appointment so you won’t have to worry about it.