Cigna Dentist – Frederick, MD
Get the Most Out of Your Cigna Dental Benefits
Taking advantage of preventive dental care not only makes it easier to enjoy a healthier smile year-round, but it also reduces your oral healthcare out-of-pocket expenses. The reason this is possible is that when you choose to see a Cigna dentist in Frederick, you are partnering with a professional who believes in keeping costs as low as possible for patients. At My Frederick Dentist, we have an agreement with Cigna to offer certain services at a lower fee so that patients like yourself can get the oral healthcare you need without the hefty price tag. Call us today to learn what we can do to maximize your Cigna benefits.
Cigna Coverage Availability & Fees
As you begin to compare the differences between your Cigna plan and others, you’ll notice that the percentage of coverage for preventive and restorative services looks similar:
- 100% coverage for preventive treatment (i.e., dental exams, dental cleanings, X-rays)
- 80% coverage for basic restorative treatment (i.e., tooth-colored fillings)
- 50% coverage for major restorative treatment (i.e., dental crowns, dentures)
While there are variations between monthly premiums, deductibles, etc., you cannot deny that the savings you receive with an in-network dentist are significantly greater than if you were to choose an out-of-network dentist.
In-network dentists, like ours at My Frederick Dentist, will go the extra mile to stretch out treatments across calendar years so that you avoid increasing costs that can arise if you go over your annual maximum. The contractual agreement our team has with Cigna keeps more money in your pocket, all while you still receive the highest-quality care and service around.
Those who choose to visit an out-of-network dentist can expect to pay more up front for the care they receive; however, reimbursement may be possible once a claim is filed.
Meet the Team
The team at My Frederick Dentist is here to make your visits seamless and stress-free, and one way we do this is by making sure you understand how to use your dental insurance in Frederick. Oftentimes, the verbiage and stipulations associated with individual plans can be convoluted and overwhelming. Fortunately, we have the knowledge and insight into how these companies work. We’ll review your coverage and eligibility before discussing how much you can expect to save on your upcoming treatment. We’ll also explain ways to lower your out-of-pocket costs and take care of the claims filing process. If you need help walking through the details of your dental insurance, don’t be afraid to call our office.